Insurance for freelancers

As a freelancer, you are an independent entrepreneur and therefore also bear entrepreneurial risks. Especially if you act as an individual, a liability case can affect your entire assets. Therefore, it is necessary to create adequate coverage. One way to do this is to take out insurance. Clients also regularly require external freelancers and freelancers to provide proof of adequate insurance coverage.
Taking out IT liability insurance with is therefore advisable for freelancers for both personal and practical reasons.
Through Mertus you will also receive a special 10% on the insurance premium
. To benefit from this discount, you need to log in with the password “mertus10” via the Mertus-Link.  

Register with via the Mertus-Link

Fill the Online-Form in
only 5 steps.

Insurance protection after only 10 Minutes offers insurance tailored to the requirements of IT freelancers and engineering freelancers. If you have any questions about IT liability insurance, you can contact the experts at directly:
by email to or by telephone at
+49 (0)821/80 99 46-0).

Your benefits at a glance

  • Comprehensive coverage for IT and engineering services in the form of an all-risk insurance policy
  • Protection in the event of general legal liability as well as increased liability due to contractual agreements
  • Coverage for damages caused by delays, including loss of profit and additional costs
  • Individualization of insurance cover as required: sum insured, period, insured risk
  • Flexible selection of insurance modules: e.g. pecuniary loss liability insurance | office and public liability insurance | product liability insurance | own damage insurance
  • International cover
  • Additional protection for project contracts in the event of extraordinary termination by the client as well as for typical contractual penalties (optional )

Special conditions via Mertus

Freelancers registered with Mertus receive a special discount of 10% on the insurance premium in the first insurance year with the code “mertus10“. The insurance conditions agreed with apply.

Sign in

Sign Up

Forgotten Password

Subscribe to the newsletter

Data Privacy*

I have read the Privacy Policy and agree to the data processing.